California › Riverside County › Corona

Home insurance in Corona, CA

5 ZIP codes · updated October 26, 2026

Of its 5 ZIP codes, 1 is rated Hardest and 4 Harder to insure. Across Corona, about 11% of insured homes are on the FAIR Plan, the state's insurer of last resort, 11.0 times the 2021 count.

CoronaRiverside Co.California
Homes on the FAIR Plan11%10%8%
FAIR Plan policies7,217 (11.0× since 2021)65,750665,607
FAIR Plan premium, average$1,732$1,777$3,001
ZIP codes mostly in a Very High fire zone1 of 518 of 70291 of 1,719

Official FAIR Plan counts and premiums from the California FAIR Plan Association (June 2026; premium is fire-only, owner-occupied homes); fire zones from CAL FIRE. Sources

Every Corona ZIP code, hardest first

ZIP codeOn FAIR PlanFAIR Plan premiumVery High fireOutlook
9288319%$2,07654%Hardest
9288214%$1,63127%Harder
928818%$2,22025%Harder
928806%$99029%Harder
928796%$1,07817%Harder

Fire zones and flood zones differ house to house. Check a Corona address for the zones at the house itself.

Who's taking new customers

These large insurers say they're writing new homeowners policies in California (statewide; each decides home by home): Farmers, Mercury, CSAA (AAA Northern California), USAA, California Casualty, Pacific Specialty, PURE (high-value homes), MS Transverse (new entrant). Each ZIP code page above lists the companies the state shows for that ZIP code, with phone numbers. Who's still writing in California.

Common questions about home insurance in Corona

Can you get home insurance in Corona?
Of its 5 ZIP codes, 1 is rated Hardest and 4 Harder to insure. About 11% of insured homes are on the FAIR Plan, the state's insurer of last resort. Private insurers are still writing in much of California; each decides home by home, and the California FAIR Plan is the backup if none will.
Which Corona ZIP code is hardest to insure?
92883, with about 19% of insured homes on the FAIR Plan. The easiest is 92879, at about 6%.
How much is the FAIR Plan in Corona?
The average FAIR Plan premium for an owner-occupied home in Corona is about $1,732 a year, for fire coverage only (California FAIR Plan Association, June 2026). Most owners add a separate policy for theft, water damage and liability.
Is Corona under a wildfire moratorium?
No wildfire non-renewal moratorium covers Corona right now. Insureability checks the Department of Insurance's bulletins every day.

Updated October 26, 2026. General information, not insurance or legal advice. Insureability is not an insurance company, agency or broker and doesn't recommend insurers.

Nearby cities: Anaheim, Chino, Lake Elsinore, Perris, Riverside, Trabuco Canyon · all of Riverside County

Guides: the FAIR Plan explained · buying in a fire zone · got a non-renewal?