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California home insurance news, month by month
A monthly record of what changed: insurers opening or closing, rate changes the state approved, FAIR Plan changes and wildfire moratoriums. Written from Department of Insurance and FAIR Plan records, checked every day. Reporters: quote freely with credit; RSS feed.
- October 2026FAIR Plan rates up 29.1% on average.
- September 20261 insurer status change and 2 approved rate changes.
- August 2026Non-renewal moratorium: Gann Fire.
- July 20264 insurer status changes.
- May 2026Farmers: +1.5% homeowners rate change approved; travelers: plans to reopen.
- April 2026Auto Club of Southern California (AAA): plans to reopen.
- February 20263 approved rate changes.
Wildfire moratoriums
- Gann Fire: 22 ZIP codesUntil August 6, 2027
- Gifford Fire: 29 ZIP codesUntil December 23, 2026
- Pack Fire: 4 ZIP codesUntil December 9, 2026
- TCU Lightning Complex Fire: 39 ZIP codesEnded September 19, 2026
Every single change, as a running log: Updates.