Is Travelers writing home insurance in California?

Expansion pending As of October 23, 2026; checked every day

Joined the new rules voluntarily in April 2026, saying it will expand availability statewide; pending.

Requested a 2.7% rate change and says it will increase new policies and explore taking homes off the FAIR Plan. Larger discounts for ember-resistant vents, Class A roofs and defensible space.

Commitment in wildfire-distressed areas: Increase new policies statewide; no number published.

• Size: 4.0% of California homeowners premium (2025).
• Phone: 866-522-1883 · Website

Official Source (May 1, 2026). Rate changes from the Department of Insurance's approved-filings list.

What this means for you

Until Travelers says more, treat it as uncertain for new policies. Current customers keep renewing under their policy's terms. Ask an agent, or look at insurers that are writing now.

Other insurers taking new customers

• Farmers: Writing new policies statewide; removed its monthly cap on new homeowners policies in November 2025.
• Mercury: Writing new policies; first insurer approved under the state's new rules, with the largest commitment.
• CSAA (AAA Northern California): Writing new policies for members; approved under the new rules in December 2025.
• USAA: Members only; approved under the new rules and expanding access from January 2027.
• California Casualty: Committed to grow in California; a 6.9% rate change was approved in February 2026.
• Pacific Specialty: Committed to grow in California; approved with a 6.8% rate change effective July 2026.

Every large insurer, side by side: who's still writing home insurance in California. For your ZIP code, including smaller companies: look it up.

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