California › Insurance companies › Auto Club of Southern California (AAA)
Is Auto Club of Southern California (AAA) writing home insurance in California?
Expansion pending As of October 23, 2026; checked every day
Filed in April 2026 to expand coverage under the new rules; under state review.
Requested a 6.9% overall rate change. No policy numbers published.
- Size: 6.6% of California homeowners premium (2025).
- Latest approved rate change: +3.3% on September 30, 2026, Homeowners program. An average across its policyholders; yours can differ.
- Phone: 877-222-1445 · Website
Official Source (April 30, 2026). Rate changes from the Department of Insurance's approved-filings list.
What this means for you
Until Auto Club of Southern California (AAA) says more, treat it as uncertain for new policies. Current customers keep renewing under their policy's terms. Ask an agent, or look at insurers that are writing now.
Other insurers taking new customers
- Farmers: Writing new policies statewide; removed its monthly cap on new homeowners policies in November 2025.
- Mercury: Writing new policies; first insurer approved under the state's new rules, with the largest commitment.
- CSAA (AAA Northern California): Writing new policies for members; approved under the new rules in December 2025.
- USAA: Members only; approved under the new rules and expanding access from January 2027.
- California Casualty: Committed to grow in California; a 6.9% rate change was approved in February 2026.
- Pacific Specialty: Committed to grow in California; approved with a 6.8% rate change effective July 2026.
Every large insurer, side by side: who's still writing home insurance in California. For your ZIP code, including smaller companies: look it up.
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