California › Insurance companies › American Family
Is American Family writing home insurance in California?
No statement As of October 23, 2026; checked every day
No public statement about new policies under the state's new rules.
- Size: 4.1% of California homeowners premium (2025).
- Phone: 888-239-9953 · Website
What this means for you
Until American Family says more, treat it as uncertain for new policies. Current customers keep renewing under their policy's terms. Ask an agent, or look at insurers that are writing now.
Other insurers taking new customers
- Farmers: Writing new policies statewide; removed its monthly cap on new homeowners policies in November 2025.
- Mercury: Writing new policies; first insurer approved under the state's new rules, with the largest commitment.
- CSAA (AAA Northern California): Writing new policies for members; approved under the new rules in December 2025.
- USAA: Members only; approved under the new rules and expanding access from January 2027.
- California Casualty: Committed to grow in California; a 6.9% rate change was approved in February 2026.
- Pacific Specialty: Committed to grow in California; approved with a 6.8% rate change effective July 2026.
Every large insurer, side by side: who's still writing home insurance in California. For your ZIP code, including smaller companies: look it up.
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