Is Allstate writing home insurance in California?

Closed to new As of October 23, 2026; checked every day

No new policies since November 2022; filed in September 2026 to reopen.

Allstate's filing under the new rules signals a return to new business. News reports from the filing describe a minimum of about 2,000 new policies in distressed areas by July 2029 tied to a 1.4% rate change. Pending state review; the Department says it will push for a more aggressive reopening.

Commitment in wildfire-distressed areas: About 2,000 new policies in distressed areas by July 2029 (press).

• Size: 5.8% of California homeowners premium (2025).
• Phone: 800-255-7828 · Website

Official Source (September 1, 2026). Rate changes from the Department of Insurance's approved-filings list.

What this means for you

If you're already insured with Allstate, keep that policy as long as it renews: it's hard to replace in many areas. If you need a new policy, look at insurers that are writing now, below, or have an independent broker shop several.

Other insurers taking new customers

• Farmers: Writing new policies statewide; removed its monthly cap on new homeowners policies in November 2025.
• Mercury: Writing new policies; first insurer approved under the state's new rules, with the largest commitment.
• CSAA (AAA Northern California): Writing new policies for members; approved under the new rules in December 2025.
• USAA: Members only; approved under the new rules and expanding access from January 2027.
• California Casualty: Committed to grow in California; a 6.9% rate change was approved in February 2026.
• Pacific Specialty: Committed to grow in California; approved with a 6.8% rate change effective July 2026.

Every large insurer, side by side: who's still writing home insurance in California. For your ZIP code, including smaller companies: look it up.

Insureability is not an insurance company, agency or broker and doesn't recommend insurers. Listing a company isn't a recommendation.