California › Yuba County
Yuba County, CA
Home insurance outlook by ZIP code
| Yuba Co. | California | |
|---|---|---|
| FAIR Plan policies | 1,527 (1.8× since 2021) | 665,607 (2.8×) |
| FAIR Plan premium, average (2026) | $3,924 | $3,001 |
| ZIP codes 10%+ in a FEMA flood zone | 3 of 11 | 393 of 1719 |
| ZIP codes mostly in a Very High fire zone | 7 of 11 | 291 of 1719 |
Every ZIP code, hardest first
"On FAIR Plan" is the estimated share of insured homes on the FAIR Plan today; the rating uses it. A dash means the FAIR Plan hasn't published a count for that ZIP code.
| ZIP code | Area | On FAIR Plan | FAIR policies | Very High fire | Outlook |
|---|---|---|---|---|---|
| 95919 | Brownsville | 56% | 261 (1.4×) | 93% | Hardest |
| 95935 | Dobbins | 48% | 172 (1.7×) | 74% | Hardest |
| 95925 | Challenge | 47% | 43 (0.4×) | 53% | Hardest |
| 95962 | Oregon House | 45% | 270 (1.8×) | 87% | Hardest |
| 95972 | Rackerby | 45% | 33 (2.2×) | 100% | Hardest |
| 95922 | Camptonville | 44% | 93 (1.1×) | 34% | Hardest |
| 95981 | Strawberry Valley | 43% | 125 (1.2×) | 51% | Hardest |
| 95918 | Browns Valley | 22% | 208 (4.3×) | 51% | Hardest |
| 95901 | Marysville | 3% | 266 (6.3×) | 2% | Harder |
| 95692 | Wheatland | 2% | 33 (8.2×) | – | Harder |
| 95961 | Olivehurst | 0% | 23 (1.4×) | – | Easy |
Official California Department of Insurance; FAIR Plan counts from the California FAIR Plan Association; fire zones from CAL FIRE. Sources
What do these mean?
- FAIR Plan
- California's insurer of last resort, for homes no private company will cover. A high share means private insurers have mostly left the area. Statewide: 3.2%.