California › Tulare County
Tulare County, CA
Home insurance outlook by ZIP code
| Tulare Co. | California | |
|---|---|---|
| FAIR Plan policies | 3,105 (2.7× since 2021) | 665,607 (2.8×) |
| FAIR Plan premium, average (2026) | $2,739 | $3,001 |
| ZIP codes 10%+ in a FEMA flood zone | 14 of 32 | 393 of 1719 |
| ZIP codes mostly in a Very High fire zone | 3 of 32 | 291 of 1719 |
Cities: Visalia
Every ZIP code, hardest first
"On FAIR Plan" is the estimated share of insured homes on the FAIR Plan today; the rating uses it. A dash means the FAIR Plan hasn't published a count for that ZIP code.
| ZIP code | Area | On FAIR Plan | FAIR policies | Very High fire | Outlook |
|---|---|---|---|---|---|
| 93260 | Posey | 58% | 234 (1.3×) | 52% | Hardest |
| 93207 | California Hot Springs | 56% | 174 (1.2×) | 21% | Hardest |
| 93603 | Badger | 53% | 55 (1.3×) | 61% | Hardest |
| 93633 | Kings Canyon National Pk | 51% | 83 (1.6×) | 2% | Hardest |
| 93271 | Three Rivers | 41% | 634 (3.8×) | 47% | Hardest |
| 93208 | Camp Nelson | 35% | 40 | 13% | Hardest |
| 93265 | Springville | 33% | 754 (1.7×) | 12% | Hardest |
| 93666 | Sultana | 18% | 8 | – | Hardest |
| 93244 | Lemon Cove | 14% | 17 | 51% | Harder |
| 93262 | Sequoia National Park | 11% | 6 (1.2×) | – | Harder |
| 93201 | Alpaugh | 8% | 9 | – | Harder |
| 93218 | Ducor | 5% | 6 | – | Harder |
| 93286 | Woodlake | 4% | 74 (12.3×) | 2% | Harder |
| 93267 | Strathmore | 3% | 30 (15.0×) | – | Harder |
| 93257 | Porterville | 3% | 448 (9.7×) | 13% | Harder |
| 93256 | Pixley | 2% | 18 (6.0×) | – | Harder |
| 93270 | Terra Bella | 2% | 20 (4.0×) | – | Harder |
| 93647 | Orosi | 2% | 28 (3.5×) | 25% | Harder |
| 93221 | Exeter | 2% | 63 (21.0×) | 10% | Harder |
| 93615 | Cutler | 1% | 10 (2.5×) | – | Easy |
| 93219 | Earlimart | 1% | 14 (1.8×) | – | Easy |
| 93673 | Traver | 1% | 1 | – | Easy |
| 93247 | Lindsay | 1% | 33 (5.5×) | – | Easy |
| 93223 | Farmersville | 1% | 17 (5.7×) | – | Easy |
| 93235 | Ivanhoe | 1% | 7 (7.0×) | – | Easy |
| 93272 | Tipton | 1% | 3 (3.0×) | – | Easy |
| 93291 | Visalia | 1% | 84 (12.0×) | – | Easy |
| 93618 | Dinuba | 1% | 37 (12.3×) | – | Easy |
| 93274 | Tulare | 0% | 89 (8.1×) | – | Easy |
| 93277 | Visalia | 0% | 70 (23.3×) | – | Easy |
| 93292 | Visalia | 0% | 39 (3.9×) | – | Easy |
| 93261 | Richgrove | 0% | – | – | Easy |
Official California Department of Insurance; FAIR Plan counts from the California FAIR Plan Association; fire zones from CAL FIRE. Sources
What do these mean?
- FAIR Plan
- California's insurer of last resort, for homes no private company will cover. A high share means private insurers have mostly left the area. Statewide: 3.2%.