California › Tehama County
Tehama County, CA
Home insurance outlook by ZIP code
| Tehama Co. | California | |
|---|---|---|
| FAIR Plan policies | 1,069 (3.4× since 2021) | 665,607 (2.8×) |
| FAIR Plan premium, average (2026) | $2,996 | $3,001 |
| ZIP codes 10%+ in a FEMA flood zone | 4 of 12 | 393 of 1719 |
| ZIP codes mostly in a Very High fire zone | 2 of 12 | 291 of 1719 |
Every ZIP code, hardest first
"On FAIR Plan" is the estimated share of insured homes on the FAIR Plan today; the rating uses it. A dash means the FAIR Plan hasn't published a count for that ZIP code.
| ZIP code | Area | On FAIR Plan | FAIR policies | Very High fire | Outlook |
|---|---|---|---|---|---|
| 96063 | Mineral | 42% | 73 (1.6×) | 40% | Hardest |
| 96061 | Mill Creek | 42% | 99 (1.9×) | 36% | Hardest |
| 96075 | Paynes Creek | 40% | 40 (1.5×) | 77% | Hardest |
| 96059 | Manton | 32% | 84 (2.8×) | 77% | Hardest |
| 96074 | Paskenta | 16% | – | 42% | Hardest |
| 96021 | Corning | 7% | 269 (9.0×) | 10% | Harder |
| 96080 | Red Bluff | 5% | 456 (3.6×) | 38% | Harder |
| 96055 | Los Molinos | 3% | 29 (9.7×) | 36% | Harder |
| 96035 | Gerber | 2% | 19 | – | Harder |
| 96092 | Vina | 2% | – | 9% | Harder |
| 96029 | Flournoy | 0% | – | 1% | Easy |
| 96090 | Tehama | 0% | – | – | Easy |
Official California Department of Insurance; FAIR Plan counts from the California FAIR Plan Association; fire zones from CAL FIRE. Sources
What do these mean?
- FAIR Plan
- California's insurer of last resort, for homes no private company will cover. A high share means private insurers have mostly left the area. Statewide: 3.2%.