California › Solano County
Solano County, CA
Home insurance outlook by ZIP code
| Solano Co. | California | |
|---|---|---|
| FAIR Plan policies | 1,343 (9.8× since 2021) | 665,607 (2.8×) |
| FAIR Plan premium, average (2026) | $3,420 | $3,001 |
| ZIP codes 10%+ in a FEMA flood zone | 9 of 14 | 393 of 1719 |
| ZIP codes mostly in a Very High fire zone | 0 of 14 | 291 of 1719 |
Cities: Fairfield · Vacaville · Vallejo
Every ZIP code, hardest first
"On FAIR Plan" is the estimated share of insured homes on the FAIR Plan today; the rating uses it. A dash means the FAIR Plan hasn't published a count for that ZIP code.
| ZIP code | Area | On FAIR Plan | FAIR policies | Very High fire | Outlook |
|---|---|---|---|---|---|
| 94534 | Fairfield | 3% | 405 (19.3×) | 10% | Harder |
| 95688 | Vacaville | 2% | 237 (16.9×) | 41% | Harder |
| 94592 | Vallejo | 2% | 7 | – | Harder |
| 94510 | Benicia | 2% | 120 (30.0×) | – | Harder |
| 94590 | Vallejo | 2% | 137 (3.7×) | – | Harder |
| 94512 | Birds Landing | 1% | – | – | Easy |
| 94591 | Vallejo | 1% | 173 (6.2×) | – | Easy |
| 94589 | Vallejo | 1% | 56 (4.7×) | – | Easy |
| 94533 | Fairfield | 1% | 103 (17.2×) | – | Easy |
| 94585 | Suisun City | 0% | 32 (4.0×) | – | Easy |
| 94571 | Rio Vista | 0% | 16 (16.0×) | – | Easy |
| 95687 | Vacaville | 0% | 47 (11.8×) | – | Easy |
| 95620 | Dixon | 0% | 10 (10.0×) | – | Easy |
| 95625 | Elmira | 0% | – | – | Easy |
Official California Department of Insurance; FAIR Plan counts from the California FAIR Plan Association; fire zones from CAL FIRE. Sources
What do these mean?
- FAIR Plan
- California's insurer of last resort, for homes no private company will cover. A high share means private insurers have mostly left the area. Statewide: 3.2%.