California › Siskiyou County
Siskiyou County, CA
Home insurance outlook by ZIP code
| Siskiyou Co. | California | |
|---|---|---|
| FAIR Plan policies | 3,291 (4.3× since 2021) | 665,607 (2.8×) |
| FAIR Plan premium, average (2026) | $2,826 | $3,001 |
| ZIP codes 10%+ in a FEMA flood zone | 2 of 22 | 393 of 1719 |
| ZIP codes mostly in a Very High fire zone | 5 of 22 | 291 of 1719 |
Every ZIP code, hardest first
"On FAIR Plan" is the estimated share of insured homes on the FAIR Plan today; the rating uses it. A dash means the FAIR Plan hasn't published a count for that ZIP code.
| ZIP code | Area | On FAIR Plan | FAIR policies | Very High fire | Outlook |
|---|---|---|---|---|---|
| 96085 | Scott Bar | 46% | 10 (0.8×) | 20% | Hardest |
| 96031 | Forks of Salmon | 43% | 6 (0.9×) | 1% | Hardest |
| 96039 | Happy Camp | 38% | 77 (1.5×) | 3% | Hardest |
| 96014 | Callahan | 32% | 30 (3.3×) | 69% | Hardest |
| 96025 | Dunsmuir | 30% | 372 (2.5×) | 56% | Hardest |
| 96050 | Klamath River | 28% | 40 (1.2×) | 38% | Hardest |
| 96086 | Seiad Valley | 27% | 28 (1.3×) | 3% | Hardest |
| 96057 | McCloud | 23% | 214 (2.5×) | 63% | Hardest |
| 96067 | Mount Shasta | 23% | 875 (10.1×) | 48% | Hardest |
| 96032 | Fort Jones | 22% | 206 (3.3×) | 42% | Hardest |
| 96058 | Macdoel | 20% | 27 (2.7×) | 14% | Hardest |
| 96044 | Hornbrook | 17% | 79 (4.9×) | 65% | Hardest |
| 96027 | Etna | 16% | 135 (2.3×) | 20% | Hardest |
| 96094 | Weed | 15% | 455 (9.1×) | 48% | Hardest |
| 95568 | Somes Bar | 15% | 4 (0.7×) | 2% | Hardest |
| 96097 | Yreka | 15% | 510 (8.1×) | 54% | Hardest |
| 96064 | Montague | 10% | 163 (6.3×) | 40% | Harder |
| 96034 | Gazelle | 9% | 7 (1.2×) | 49% | Harder |
| 96038 | Grenada | 9% | 16 (16.0×) | 42% | Harder |
| 96023 | Dorris | 7% | 24 (3.0×) | 16% | Harder |
| 96134 | Tulelake | 3% | 13 (2.2×) | – | Harder |
| 96037 | Greenview | 1% | – | 42% | Easy |
Official California Department of Insurance; FAIR Plan counts from the California FAIR Plan Association; fire zones from CAL FIRE. Sources
What do these mean?
- FAIR Plan
- California's insurer of last resort, for homes no private company will cover. A high share means private insurers have mostly left the area. Statewide: 3.2%.