California › Plumas County
Plumas County, CA
Home insurance outlook by ZIP code
| Plumas Co. | California | |
|---|---|---|
| FAIR Plan policies | 2,732 (2.3× since 2021) | 665,607 (2.8×) |
| FAIR Plan premium, average (2026) | $3,904 | $3,001 |
| ZIP codes 10%+ in a FEMA flood zone | 4 of 14 | 393 of 1719 |
| ZIP codes mostly in a Very High fire zone | 1 of 14 | 291 of 1719 |
Every ZIP code, hardest first
"On FAIR Plan" is the estimated share of insured homes on the FAIR Plan today; the rating uses it. A dash means the FAIR Plan hasn't published a count for that ZIP code.
| ZIP code | Area | On FAIR Plan | FAIR policies | Very High fire | Outlook |
|---|---|---|---|---|---|
| 95984 | Twain | 49% | 20 (1.0×) | 12% | Hardest |
| 95923 | Canyon Dam | 44% | 70 (1.5×) | 34% | Hardest |
| 96106 | Clio | 37% | 144 (2.1×) | 75% | Hardest |
| 96103 | Blairsden-Graeagle | 33% | 592 (2.2×) | 37% | Hardest |
| 96122 | Portola | 30% | 619 (2.7×) | 43% | Hardest |
| 95956 | Meadow Valley | 30% | 76 (1.7×) | 10% | Hardest |
| 96105 | Chilcoot | 24% | 51 (2.3×) | 8% | Hardest |
| 95971 | Quincy | 23% | 606 (2.9×) | 27% | Hardest |
| 96135 | Vinton | 22% | – | 2% | Hardest |
| 96020 | Chester | 22% | 368 (2.3×) | 30% | Hardest |
| 96129 | Beckwourth | 21% | 23 (5.8×) | 9% | Hardest |
| 95947 | Greenville | 19% | 104 (1.7×) | 30% | Hardest |
| 95934 | Crescent Mills | 19% | 19 (2.4×) | 36% | Hardest |
| 95983 | Taylorsville | 18% | 40 (1.7×) | 15% | Hardest |
Official California Department of Insurance; FAIR Plan counts from the California FAIR Plan Association; fire zones from CAL FIRE. Sources
What do these mean?
- FAIR Plan
- California's insurer of last resort, for homes no private company will cover. A high share means private insurers have mostly left the area. Statewide: 3.2%.