California › Los Angeles County
Los Angeles County, CA
Home insurance outlook by ZIP code
| Los Angeles Co. | California | |
|---|---|---|
| FAIR Plan policies | 155,514 (1.9× since 2021) | 665,607 (2.8×) |
| FAIR Plan premium, average (2026) | $2,341 | $3,001 |
| ZIP codes 10%+ in a FEMA flood zone | 17 of 278 | 393 of 1719 |
| ZIP codes mostly in a Very High fire zone | 47 of 278 | 291 of 1719 |
Cities: Alhambra · Arcadia · Beverly Hills · Burbank · Canoga Park · Canyon Country · Carson · Compton · Covina · Culver City · Downey · Duarte · El Monte · Encino · Gardena · Glendale · Glendora · Inglewood · La Puente · Lakewood · Lancaster · Long Beach · Los Angeles · Monterey Park · North Hollywood · Northridge · Palmdale · Pasadena · Pomona · Redondo Beach · San Gabriel · San Pedro · Santa Clarita · Santa Monica · Sherman Oaks · Torrance · Valencia · Van Nuys · West Covina · Whittier · Woodland Hills
Every ZIP code, hardest first
"On FAIR Plan" is the estimated share of insured homes on the FAIR Plan today; the rating uses it. A dash means the FAIR Plan hasn't published a count for that ZIP code.
| ZIP code | Area | On FAIR Plan | FAIR policies | Very High fire | Outlook |
|---|---|---|---|---|---|
| 91023 | Mount Wilson | 86% | – | – | Hardest |
| 90290 | Topanga | 78% | 1,950 (1.1×) | 98% | Hardest |
| 90077 | Los Angeles | 55% | 2,063 (1.6×) | 100% | Hardest |
| 91759 | Mt. Baldy | 53% | 147 (1.4×) | 4% | Hardest |
| 90704 | Avalon | 52% | 344 (2.5×) | 96% | Hardest |
| 93532 | Lake Hughes | 49% | 584 (2.0×) | 32% | Hardest |
| 90265 | Malibu | 40% | 2,493 (1.7×) | 80% | Hardest |
| 90210 | Beverly Hills | 37% | 2,599 (1.6×) | 83% | Hardest |
| 93563 | Valyermo | 34% | 12 (2.0×) | 9% | Hardest |
| 91008 | Duarte | 34% | 140 (1.5×) | 80% | Hardest |
| 90046 | Los Angeles | 32% | 2,310 (1.4×) | 72% | Hardest |
| 91302 | Calabasas | 31% | 2,776 (3.6×) | 95% | Hardest |
| 91384 | Castaic | 31% | 2,306 (3.6×) | 61% | Hardest |
| 93510 | Acton | 31% | 950 (4.8×) | 61% | Hardest |
| 91390 | Santa Clarita | 29% | 1,830 (2.6×) | 38% | Hardest |
| 90058 | Los Angeles | 26% | 53 (1.0×) | – | Hardest |
| 90068 | Los Angeles | 26% | 1,727 (1.7×) | 98% | Hardest |
| 90049 | Los Angeles | 24% | 2,163 (2.7×) | 88% | Hardest |
| 91387 | Canyon Country | 24% | 2,309 (5.3×) | 35% | Hardest |
| 90001 | Los Angeles | 22% | 1,942 (1.1×) | – | Hardest |
| 90011 | Los Angeles | 22% | 2,861 (1.1×) | – | Hardest |
| 90006 | Los Angeles | 21% | 655 (1.3×) | – | Hardest |
| 91301 | Agoura Hills | 21% | 1,739 (4.2×) | 86% | Hardest |
| 91321 | Newhall | 21% | 1,276 (6.1×) | 66% | Hardest |
| 91208 | Glendale | 21% | 1,055 (2.7×) | 96% | Hardest |
| 90037 | Los Angeles | 20% | 1,622 (1.1×) | – | Hardest |
| 91042 | Tujunga | 20% | 1,478 (2.1×) | 11% | Hardest |
| 91206 | Glendale | 20% | 955 (1.7×) | 83% | Hardest |
| 90023 | Los Angeles | 19% | 1,198 (1.1×) | – | Hardest |
| 90021 | Los Angeles | 19% | 16 (1.5×) | – | Hardest |
| 91381 | Stevenson Ranch | 19% | 1,036 (10.1×) | 92% | Hardest |
| 90015 | Los Angeles | 19% | 100 (1.6×) | – | Hardest |
| 90003 | Los Angeles | 19% | 2,001 (1.2×) | – | Hardest |
| 91356 | Tarzana | 18% | 1,235 (5.4×) | 46% | Hardest |
| 91436 | Encino | 18% | 1,008 (5.6×) | 63% | Hardest |
| 93544 | Llano | 18% | 77 (2.6×) | 22% | Hardest |
| 90069 | West Hollywood | 17% | 532 (2.6×) | 66% | Hardest |
| 90002 | Los Angeles | 17% | 1,361 (1.1×) | – | Hardest |
| 90063 | Los Angeles | 17% | 1,530 (1.1×) | – | Hardest |
| 90272 | Pacific Palisades | 17% | 1,376 (2.6×) | 100% | Hardest |
| 91403 | Sherman Oaks | 17% | 840 (2.7×) | 63% | Hardest |
| 91011 | La Canada Flintridge | 16% | 1,206 (3.3×) | 81% | Hardest |
| 91040 | Sunland | 16% | 1,075 (2.5×) | 64% | Hardest |
| 90007 | Los Angeles | 16% | 445 (1.0×) | – | Hardest |
| 90033 | Los Angeles | 16% | 751 (1.0×) | – | Hardest |
| 90062 | Los Angeles | 16% | 994 (1.1×) | – | Hardest |
| 91364 | Woodland Hills | 16% | 1,455 (4.1×) | 56% | Hardest |
| 91207 | Glendale | 15% | 443 (3.9×) | 82% | Hardest |
| 90044 | Los Angeles | 15% | 2,244 (1.3×) | – | Hardest |
| 91604 | Studio City | 15% | 994 (2.1×) | 74% | Hardest |
| 90031 | Los Angeles | 15% | 902 (1.2×) | 66% | Hardest |
| 91765 | Diamond Bar | 15% | 1,876 (4.1×) | 55% | Hardest |
| 91024 | Sierra Madre | 15% | 549 (1.7×) | 49% | Hardest |
| 91423 | Sherman Oaks | 14% | 858 (2.1×) | 47% | Harder |
| 93553 | Pearblossom | 14% | 94 (5.2×) | 42% | Harder |
| 90018 | Los Angeles | 14% | 1,089 (1.1×) | – | Harder |
| 90255 | Huntington Park | 14% | 1,406 (1.4×) | – | Harder |
| 91342 | Sylmar | 14% | 2,619 (2.8×) | 35% | Harder |
| 91501 | Burbank | 14% | 433 (3.1×) | 66% | Harder |
| 91316 | Encino | 13% | 793 (5.5×) | 46% | Harder |
| 91311 | Chatsworth | 13% | 1,196 (4.2×) | 78% | Harder |
| 90022 | Los Angeles | 13% | 1,385 (1.2×) | – | Harder |
| 90059 | Los Angeles | 13% | 825 (1.1×) | – | Harder |
| 90005 | Los Angeles | 12% | 140 (1.8×) | – | Harder |
| 91214 | La Crescenta | 12% | 1,185 (4.6×) | 76% | Harder |
| 90201 | Bell Gardens | 12% | 1,590 (1.6×) | – | Harder |
| 90222 | Compton | 12% | 668 (1.1×) | – | Harder |
| 90057 | Los Angeles | 12% | 72 (1.1×) | – | Harder |
| 91352 | Sun Valley | 12% | 981 (1.8×) | 40% | Harder |
| 90221 | Compton | 12% | 1,013 (1.2×) | – | Harder |
| 90012 | Los Angeles | 12% | 111 (1.4×) | 48% | Harder |
| 90061 | Los Angeles | 12% | 523 (1.1×) | – | Harder |
| 91202 | Glendale | 12% | 454 (3.5×) | 72% | Harder |
| 91326 | Porter Ranch | 12% | 1,368 (9.0×) | 37% | Harder |
| 90067 | Los Angeles | 11% | 17 (5.7×) | – | Harder |
| 90270 | Maywood | 11% | 429 (1.2×) | – | Harder |
| 91351 | Canyon Country | 11% | 934 (6.3×) | 61% | Harder |
| 91350 | Santa Clarita | 11% | 1,369 (7.4×) | 80% | Harder |
| 90262 | Lynwood | 11% | 1,078 (1.3×) | – | Harder |
| 90029 | Los Angeles | 11% | 291 (1.3×) | 3% | Harder |
| 91504 | Burbank | 11% | 600 (4.5×) | 73% | Harder |
| 91105 | Pasadena | 11% | 348 (2.4×) | 70% | Harder |
| 91304 | Canoga Park | 11% | 1,026 (3.1×) | 51% | Harder |
| 91354 | Valencia | 10% | 983 (20.5×) | 79% | Harder |
| 90065 | Los Angeles | 10% | 1,053 (1.4×) | 78% | Harder |
| 90013 | Los Angeles | 10% | 11 (2.2×) | – | Harder |
| 90042 | Los Angeles | 10% | 1,104 (1.4×) | 85% | Harder |
| 90017 | Los Angeles | 10% | 21 (1.8×) | – | Harder |
| 91101 | Pasadena | 10% | 91 (2.6×) | – | Harder |
| 90280 | South Gate | 10% | 1,561 (1.4×) | – | Harder |
| 90014 | Los Angeles | 10% | 6 | – | Harder |
| 90304 | Inglewood | 10% | 364 (1.2×) | – | Harder |
| 91103 | Pasadena | 10% | 500 (1.8×) | 37% | Harder |
| 91020 | Montrose | 10% | 120 (4.4×) | 40% | Harder |
| 91748 | Rowland Heights | 9% | 967 (5.4×) | 45% | Harder |
| 90026 | Los Angeles | 9% | 926 (1.2×) | 53% | Harder |
| 90032 | Los Angeles | 9% | 761 (1.2×) | 70% | Harder |
| 91307 | West Hills | 9% | 778 (3.9×) | 57% | Harder |
| 91741 | Glendora | 9% | 755 (3.6×) | 33% | Harder |
| 93543 | Littlerock | 9% | 330 (6.0×) | 35% | Harder |
| 90019 | Los Angeles | 9% | 824 (1.4×) | – | Harder |
| 90047 | Los Angeles | 9% | 1,129 (1.3×) | – | Harder |
| 90601 | Whittier | 9% | 673 (2.6×) | 49% | Harder |
| 91001 | Altadena | 9% | 1,025 (1.6×) | 36% | Harder |
| 90040 | Los Angeles | 9% | 197 (1.2×) | – | Harder |
| 91210 | Glendale | 9% | 2 | – | Harder |
| 90016 | Los Angeles | 9% | 681 (1.1×) | – | Harder |
| 90027 | Los Angeles | 9% | 507 (2.0×) | 86% | Harder |
| 90220 | Compton | 9% | 824 (1.3×) | – | Harder |
| 90802 | Long Beach | 9% | 206 (3.4×) | – | Harder |
| 91331 | Pacoima | 9% | 1,277 (1.5×) | – | Harder |
| 91773 | San Dimas | 9% | 758 (4.3×) | 33% | Harder |
| 90038 | Los Angeles | 8% | 151 (1.3×) | – | Harder |
| 90813 | Long Beach | 8% | 399 (1.5×) | – | Harder |
| 91340 | San Fernando | 8% | 504 (1.5×) | – | Harder |
| 91750 | La Verne | 8% | 844 (6.1×) | 29% | Harder |
| 90004 | Los Angeles | 8% | 419 (1.3×) | – | Harder |
| 91010 | Duarte | 8% | 453 (2.6×) | 35% | Harder |
| 91203 | Glendale | 8% | 92 (2.6×) | – | Harder |
| 90020 | Los Angeles | 8% | 66 (3.1×) | – | Harder |
| 91016 | Monrovia | 8% | 785 (2.7×) | 43% | Harder |
| 91789 | Walnut | 8% | 968 (5.6×) | 17% | Harder |
| 90043 | Los Angeles | 8% | 827 (1.3×) | – | Harder |
| 91745 | Hacienda Heights | 8% | 1,074 (2.9×) | 38% | Harder |
| 90028 | Los Angeles | 8% | 62 (1.6×) | 19% | Harder |
| 90302 | Inglewood | 8% | 283 (1.3×) | – | Harder |
| 91702 | Azusa | 8% | 774 (2.7×) | 6% | Harder |
| 91766 | Pomona | 8% | 945 (2.2×) | – | Harder |
| 91201 | Glendale | 7% | 289 (2.9×) | 17% | Harder |
| 91733 | South El Monte | 7% | 456 (1.7×) | – | Harder |
| 93551 | Palmdale | 7% | 1,250 (5.5×) | 74% | Harder |
| 90301 | Inglewood | 7% | 312 (1.1×) | – | Harder |
| 91107 | Pasadena | 7% | 693 (2.5×) | 21% | Harder |
| 93591 | Palmdale | 7% | 139 (6.3×) | – | Harder |
| 90303 | Inglewood | 7% | 319 (1.4×) | – | Harder |
| 91204 | Glendale | 7% | 74 (1.5×) | – | Harder |
| 90602 | Whittier | 7% | 310 (2.1×) | 46% | Harder |
| 91502 | Burbank | 7% | 37 (4.1×) | – | Harder |
| 91768 | Pomona | 7% | 377 (1.9×) | 4% | Harder |
| 90211 | Beverly Hills | 7% | 89 (2.8×) | – | Harder |
| 91402 | Panorama City | 7% | 402 (1.6×) | – | Harder |
| 90041 | Los Angeles | 6% | 412 (1.7×) | 85% | Harder |
| 90723 | Paramount | 6% | 452 (1.5×) | – | Harder |
| 91205 | Glendale | 6% | 214 (2.1×) | 24% | Harder |
| 91731 | El Monte | 6% | 270 (1.6×) | – | Harder |
| 91791 | West Covina | 6% | 472 (4.5×) | 1% | Harder |
| 91006 | Arcadia | 6% | 541 (3.7×) | 13% | Harder |
| 91744 | La Puente | 6% | 906 (1.4×) | 6% | Harder |
| 91367 | Woodland Hills | 6% | 547 (4.6×) | 2% | Harder |
| 90401 | Santa Monica | 6% | 12 (12.0×) | – | Harder |
| 91030 | South Pasadena | 6% | 309 (2.5×) | 18% | Harder |
| 91605 | North Hollywood | 6% | 440 (1.5×) | – | Harder |
| 91746 | La Puente | 6% | 325 (1.4×) | – | Harder |
| 90039 | Los Angeles | 6% | 438 (1.3×) | 57% | Harder |
| 90744 | Wilmington | 6% | 418 (1.1×) | – | Harder |
| 91344 | Granada Hills | 6% | 809 (2.8×) | 36% | Harder |
| 91606 | North Hollywood | 6% | 341 (1.3×) | – | Harder |
| 91706 | Baldwin Park | 6% | 701 (1.4×) | – | Harder |
| 90008 | Los Angeles | 6% | 277 (1.3×) | – | Harder |
| 91732 | El Monte | 6% | 502 (1.7×) | – | Harder |
| 90292 | Marina del Rey | 5% | 80 (6.2×) | – | Harder |
| 91711 | Claremont | 5% | 472 (4.5×) | 42% | Harder |
| 93550 | Palmdale | 5% | 874 (4.6×) | 8% | Harder |
| 91770 | Rosemead | 5% | 683 (2.4×) | 1% | Harder |
| 90716 | Hawaiian Gardens | 5% | 97 (1.1×) | – | Harder |
| 91335 | Reseda | 5% | 624 (1.8×) | – | Harder |
| 91405 | Van Nuys | 5% | 252 (1.7×) | – | Harder |
| 91776 | San Gabriel | 5% | 306 (2.4×) | – | Harder |
| 90024 | Los Angeles | 5% | 153 (4.9×) | 12% | Harder |
| 90402 | Santa Monica | 5% | 168 (6.5×) | 48% | Harder |
| 90640 | Montebello | 5% | 505 (1.6×) | 3% | Harder |
| 93535 | Lancaster | 5% | 858 (6.2×) | – | Harder |
| 91104 | Pasadena | 5% | 426 (2.0×) | – | Harder |
| 91801 | Alhambra | 5% | 374 (2.2×) | – | Harder |
| 91601 | North Hollywood | 5% | 187 (1.4×) | – | Harder |
| 91724 | Covina | 5% | 281 (2.5×) | 29% | Harder |
| 90305 | Inglewood | 4% | 167 (1.6×) | – | Harder |
| 90806 | Long Beach | 4% | 290 (1.3×) | – | Harder |
| 93552 | Palmdale | 4% | 451 (6.2×) | 14% | Harder |
| 90404 | Santa Monica | 4% | 71 (2.2×) | – | Harder |
| 90660 | Pico Rivera | 4% | 561 (1.3×) | – | Harder |
| 91007 | Arcadia | 4% | 258 (3.5×) | – | Harder |
| 91303 | Canoga Park | 4% | 108 (1.4×) | – | Harder |
| 91345 | Mission Hills | 4% | 186 (1.8×) | – | Harder |
| 90036 | Los Angeles | 4% | 167 (2.7×) | – | Harder |
| 90805 | Long Beach | 4% | 665 (1.3×) | – | Harder |
| 93534 | Lancaster | 4% | 364 (6.7×) | – | Harder |
| 90048 | Los Angeles | 4% | 159 (2.1×) | – | Harder |
| 90403 | Santa Monica | 4% | 75 (2.3×) | – | Harder |
| 90746 | Carson | 4% | 295 (2.0×) | – | Harder |
| 90810 | Long Beach | 4% | 272 (1.4×) | – | Harder |
| 91106 | Pasadena | 4% | 148 (2.1×) | – | Harder |
| 91767 | Pomona | 4% | 369 (1.7×) | – | Harder |
| 91325 | Northridge | 4% | 241 (2.3×) | – | Harder |
| 91343 | North Hills | 4% | 368 (1.9×) | – | Harder |
| 91355 | Valencia | 4% | 295 (29.5×) | 48% | Harder |
| 90606 | Whittier | 4% | 267 (1.2×) | – | Harder |
| 90706 | Bellflower | 4% | 468 (2.0×) | – | Harder |
| 91792 | West Covina | 4% | 211 (3.1×) | – | Harder |
| 90212 | Beverly Hills | 4% | 52 (3.1×) | – | Harder |
| 90605 | Whittier | 4% | 337 (1.4×) | 29% | Harder |
| 90094 | Playa Vista | 4% | 19 (19.0×) | – | Harder |
| 91306 | Winnetka | 4% | 327 (2.1×) | – | Harder |
| 91401 | Van Nuys | 4% | 222 (1.9×) | – | Harder |
| 91803 | Alhambra | 4% | 239 (1.8×) | – | Harder |
| 90242 | Downey | 4% | 268 (1.6×) | – | Harder |
| 91406 | Van Nuys | 4% | 306 (1.6×) | – | Harder |
| 90247 | Gardena | 4% | 275 (1.4×) | – | Harder |
| 90804 | Long Beach | 4% | 171 (1.4×) | – | Harder |
| 91411 | Van Nuys | 4% | 94 (1.7×) | – | Harder |
| 93536 | Lancaster | 4% | 686 (6.4×) | 42% | Harder |
| 90240 | Downey | 3% | 184 (1.6×) | – | Harder |
| 90274 | Palos Verdes Peninsula | 3% | 286 (7.0×) | 36% | Harder |
| 90275 | Rancho Palos Verdes | 3% | 418 (7.0×) | 35% | Harder |
| 91602 | North Hollywood | 3% | 87 (4.6×) | 7% | Harder |
| 91755 | Monterey Park | 3% | 165 (2.6×) | – | Harder |
| 90035 | Los Angeles | 3% | 140 (2.4×) | – | Harder |
| 90250 | Hawthorne | 3% | 429 (1.3×) | – | Harder |
| 90502 | Torrance | 3% | 103 (2.3×) | – | Harder |
| 91740 | Glendora | 3% | 190 (3.7×) | 29% | Harder |
| 90710 | Harbor City | 3% | 147 (2.5×) | – | Harder |
| 90731 | San Pedro | 3% | 346 (1.6×) | – | Harder |
| 91324 | Northridge | 3% | 161 (2.6×) | – | Harder |
| 90260 | Lawndale | 3% | 199 (1.4×) | – | Harder |
| 90025 | Los Angeles | 3% | 86 (1.8×) | – | Harder |
| 90650 | Norwalk | 3% | 575 (1.4×) | – | Harder |
| 90701 | Artesia | 3% | 97 (1.3×) | – | Harder |
| 91723 | Covina | 3% | 96 (3.1×) | – | Harder |
| 91754 | Monterey Park | 3% | 214 (2.2×) | – | Harder |
| 90241 | Downey | 3% | 206 (1.7×) | – | Harder |
| 91108 | San Marino | 3% | 123 (2.4×) | – | Harder |
| 90715 | Lakewood | 3% | 97 (1.3×) | – | Harder |
| 90034 | Los Angeles | 3% | 134 (1.4×) | – | Harder |
| 90248 | Gardena | 3% | 62 (1.6×) | – | Harder |
| 90291 | Venice | 3% | 182 (1.4×) | – | Harder |
| 91607 | Valley Village | 3% | 111 (3.1×) | – | Harder |
| 91780 | Temple City | 3% | 235 (2.4×) | – | Harder |
| 91790 | West Covina | 3% | 255 (1.5×) | – | Harder |
| 90293 | Playa del Rey | 2% | 42 (5.2×) | – | Harder |
| 90745 | Carson | 2% | 270 (1.5×) | – | Harder |
| 90249 | Gardena | 2% | 132 (1.8×) | – | Harder |
| 90405 | Santa Monica | 2% | 110 (2.2×) | – | Harder |
| 90501 | Torrance | 2% | 174 (1.7×) | – | Harder |
| 90603 | Whittier | 2% | 135 (3.1×) | 4% | Harder |
| 91722 | Covina | 2% | 179 (1.5×) | – | Harder |
| 90755 | Signal Hill | 2% | 39 (1.6×) | – | Harder |
| 90056 | Los Angeles | 2% | 49 (2.9×) | 5% | Harder |
| 90670 | Santa Fe Springs | 2% | 66 (1.5×) | – | Harder |
| 90814 | Long Beach | 2% | 80 (2.3×) | – | Harder |
| 90717 | Lomita | 2% | 91 (1.5×) | – | Harder |
| 91506 | Burbank | 2% | 103 (2.4×) | 1% | Harder |
| 90230 | Culver City | 2% | 102 (2.0×) | 8% | Harder |
| 90232 | Culver City | 2% | 65 (1.5×) | – | Harder |
| 91775 | San Gabriel | 2% | 122 (2.8×) | – | Harder |
| 90604 | Whittier | 2% | 157 (1.5×) | – | Harder |
| 91505 | Burbank | 2% | 143 (1.9×) | 9% | Harder |
| 90638 | La Mirada | 2% | 189 (2.9×) | 1% | Harder |
| 90732 | San Pedro | 2% | 74 (4.4×) | 10% | Harder |
| 90807 | Long Beach | 2% | 105 (1.8×) | – | Harder |
| 90010 | Los Angeles | 1% | – | – | Easy |
| 90803 | Long Beach | 1% | 110 (4.6×) | – | Easy |
| 90064 | Los Angeles | 1% | 81 (1.5×) | – | Easy |
| 90066 | Los Angeles | 1% | 121 (1.7×) | – | Easy |
| 90277 | Redondo Beach | 1% | 84 (2.0×) | 1% | Easy |
| 90254 | Hermosa Beach | 1% | 57 (4.1×) | – | Easy |
| 90278 | Redondo Beach | 1% | 90 (3.5×) | – | Easy |
| 90703 | Cerritos | 1% | 140 (2.5×) | – | Easy |
| 90505 | Torrance | 1% | 82 (4.6×) | – | Easy |
| 90266 | Manhattan Beach | 1% | 95 (3.8×) | – | Easy |
| 90045 | Los Angeles | 1% | 70 (2.3×) | – | Easy |
| 90712 | Lakewood | 1% | 73 (2.0×) | – | Easy |
| 90245 | El Segundo | 1% | 22 (4.4×) | – | Easy |
| 90503 | Torrance | 1% | 57 (2.9×) | – | Easy |
| 90504 | Torrance | 1% | 57 (2.6×) | – | Easy |
| 90713 | Lakewood | 0% | 43 (1.5×) | – | Easy |
| 90808 | Long Beach | 0% | 52 (2.7×) | – | Easy |
| 90815 | Long Beach | 0% | 42 (1.8×) | – | Easy |
| 90071 | Los Angeles | 0% | – | – | Easy |
Official California Department of Insurance; FAIR Plan counts from the California FAIR Plan Association; fire zones from CAL FIRE. Sources
What do these mean?
- FAIR Plan
- California's insurer of last resort, for homes no private company will cover. A high share means private insurers have mostly left the area. Statewide: 3.2%.