California › Lassen County
Lassen County, CA
Home insurance outlook by ZIP code
| Lassen Co. | California | |
|---|---|---|
| FAIR Plan policies | 2,143 (3.1× since 2021) | 665,607 (2.8×) |
| FAIR Plan premium, average (2026) | $3,541 | $3,001 |
| ZIP codes 10%+ in a FEMA flood zone | 8 of 14 | 393 of 1719 |
| ZIP codes mostly in a Very High fire zone | 0 of 14 | 291 of 1719 |
Every ZIP code, hardest first
"On FAIR Plan" is the estimated share of insured homes on the FAIR Plan today; the rating uses it. A dash means the FAIR Plan hasn't published a count for that ZIP code.
| ZIP code | Area | On FAIR Plan | FAIR policies | Very High fire | Outlook |
|---|---|---|---|---|---|
| 96137 | Westwood | 29% | 1,088 (2.0×) | 46% | Hardest |
| 96121 | Milford | 24% | 38 (7.6×) | 27% | Hardest |
| 96114 | Janesville | 22% | 283 (6.3×) | 21% | Hardest |
| 96117 | Litchfield | 15% | 14 (14.0×) | – | Hardest |
| 96132 | Termo | 14% | 1 | 3% | Harder |
| 96136 | Wendel | 13% | 2 | – | Harder |
| 96130 | Susanville | 12% | 640 (8.0×) | 24% | Harder |
| 96109 | Doyle | 11% | 31 (3.9×) | 8% | Harder |
| 96009 | Bieber | 11% | 13 | 14% | Harder |
| 96113 | Herlong | 10% | 24 | – | Harder |
| 96068 | Nubieber | 9% | – | 48% | Harder |
| 96119 | Madeline | 9% | 1 (0.3×) | 2% | Harder |
| 96123 | Ravendale | 9% | 1 | – | Harder |
| 96128 | Standish | 6% | 8 | – | Harder |
Official California Department of Insurance; FAIR Plan counts from the California FAIR Plan Association; fire zones from CAL FIRE. Sources
What do these mean?
- FAIR Plan
- California's insurer of last resort, for homes no private company will cover. A high share means private insurers have mostly left the area. Statewide: 3.2%.