California › Kings County
Kings County, CA
Home insurance outlook by ZIP code
| Kings Co. | California | |
|---|---|---|
| FAIR Plan policies | 152 (6.6× since 2021) | 665,607 (2.8×) |
| FAIR Plan premium, average (2026) | $725 | $3,001 |
| ZIP codes 10%+ in a FEMA flood zone | 6 of 7 | 393 of 1719 |
| ZIP codes mostly in a Very High fire zone | 0 of 7 | 291 of 1719 |
Every ZIP code, hardest first
"On FAIR Plan" is the estimated share of insured homes on the FAIR Plan today; the rating uses it. A dash means the FAIR Plan hasn't published a count for that ZIP code.
| ZIP code | Area | On FAIR Plan | FAIR policies | Very High fire | Outlook |
|---|---|---|---|---|---|
| 93239 | Kettleman City | 3% | 4 (4.0×) | – | Harder |
| 93266 | Stratford | 2% | 5 | – | Harder |
| 93204 | Avenal | 1% | 16 (16.0×) | – | Easy |
| 93212 | Corcoran | 1% | 24 (1.6×) | – | Easy |
| 93202 | Armona | 0% | 5 | – | Easy |
| 93230 | Hanford | 0% | 85 (17.0×) | – | Easy |
| 93245 | Lemoore | 0% | 13 (13.0×) | – | Easy |
Official California Department of Insurance; FAIR Plan counts from the California FAIR Plan Association; fire zones from CAL FIRE. Sources
What do these mean?
- FAIR Plan
- California's insurer of last resort, for homes no private company will cover. A high share means private insurers have mostly left the area. Statewide: 3.2%.