California › Colusa County
Colusa County, CA
Home insurance outlook by ZIP code
| Colusa Co. | California | |
|---|---|---|
| FAIR Plan policies | 71 (5.9× since 2021) | 665,607 (2.8×) |
| FAIR Plan premium, average (2026) | $3,260 | $3,001 |
| ZIP codes 10%+ in a FEMA flood zone | 6 of 7 | 393 of 1719 |
| ZIP codes mostly in a Very High fire zone | 0 of 7 | 291 of 1719 |
Every ZIP code, hardest first
"On FAIR Plan" is the estimated share of insured homes on the FAIR Plan today; the rating uses it. A dash means the FAIR Plan hasn't published a count for that ZIP code.
| ZIP code | Area | On FAIR Plan | FAIR policies | Very High fire | Outlook |
|---|---|---|---|---|---|
| 95979 | Stonyford | 11% | 31 (7.8×) | 42% | Harder |
| 95970 | Princeton | 3% | 4 (1.3×) | – | Harder |
| 95912 | Arbuckle | 1% | 11 (5.5×) | 19% | Easy |
| 95932 | Colusa | 1% | 18 (18.0×) | – | Easy |
| 95987 | Williams | 1% | 7 (7.0×) | 40% | Easy |
| 95955 | Maxwell | 0% | – | 7% | Easy |
| 95950 | Grimes | 0% | – | – | Easy |
Official California Department of Insurance; FAIR Plan counts from the California FAIR Plan Association; fire zones from CAL FIRE. Sources
What do these mean?
- FAIR Plan
- California's insurer of last resort, for homes no private company will cover. A high share means private insurers have mostly left the area. Statewide: 3.2%.